Public research content · marketplace inventory remains in prototype

Equipment financing

Understand the financing before the machine

Compare down payment, term, total borrowing cost and equipment condition without guaranteed-approval language or a simulated credit decision.

Financing considerations

  • Purchase price, trade value and cash down payment
  • Financed amount, term and interest-rate assumption
  • Total payments and total interest
  • New versus used equipment and machine age
  • Attachments included in the purchase
  • Taxes, fees and insurance outside the payment

Older and higher-hour equipment

Lender appetite, term and down-payment expectations may change with age, hours, equipment class, condition and documentation. A lower purchase price does not automatically mean a lower total ownership risk.

Prototype payment calculator

The current calculator is an editable planning interface. It does not transmit an application, pull credit, offer financing or represent a lender decision.

Open payment calculator